Financial Literacy: Borrowing

Loans and the Cost of Debt are covered in Session III of the Samhita Financial Literacy program.

Participants are exposed to the following topics:

  • Appropriate expenses for which a loan may be considered
  • Different sources/institutions providing loans
  • Comparing different forms and sources of debt
  • Understanding the conditions of repayment before taking a loan
  • Determining loan repayment capacity
  • Hazards of taking multiple loans

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