Samhita began operations in 2007 in Rewa district of Madhya Pradesh, the deeply forested and tribal state in the heart of India. Today, Samhita works in 23 districts of Madhya Pradesh, 8 districts of Uttar Pradesh, 4 districts of Chhattisgarh and 2 districts of Bihar.
Madhya Pradesh is a sparsely populated state with many remote communities. The State has population density of 236 per sq. km. (as against the national average of 368, or 1,102 for Bihar). Combined with the tough terrain we operate in, this makes it very expensive to serve the region, and calls for innovation in service delivery methodologies, product design and use of technology.
The districts where Samhita operates microfinance activities are listed below:
Madhya Pradesh
| Anuppur | Ashoknagar | Balaghat |
| Bhopal | Chhatarpur | Damoh |
| Dindori | Guna | Gwalior |
| Jabalpur | Mandla | Panna |
| Raisen | Rajgarh | Rewa |
| Sagar | Satna | Sehore |
| Shahdol | Shivpuri | Sidhi |
| Umaria | Vidisha |
Uttar Pradesh
| Bahraich | Gonda | Hardoi |
| Jhansi | Kanpur | Lakhimpur Kheri |
| Maharajganj | Sitapur |
Chhattisgarh
| Bilaspur | Janjgir-Champa | Korba |
| Raigarh |
Bihar
| Gaya | Muzaffarpur |
Links to Resources on Madhya Pradesh