Microfinance

Welcome to Samhita Microfinance

Samhita’s microfinance program is the entry-level intervention among the full set of Samhita’s economic programs. It serves to bring the poorest of the poor, especially in remote regions across Central India, into the fold with financial inclusion services.

Samhita Microfinance began operations in rural Rewa district in Madhya Pradesh in December 2007. A parallel urban microfinance program was begun in the slums of Bhopal in February 2008. Samhita currently runs microfinance services in 18 districts of Madhya Pradesh and Chhattisgarh. Current operational figures are provided in the table below. Samhita also pioneered an intensive Financial Literacy Campaign for all its members.

 

Indicator

November 30, 2025

Loan Clients

29,996

Centers

7,059

Branches

35

Districts

18

Staff

27

Portfolio Outstanding

Own Portfolio

Managed Portfolio

Rs. 50.15 Crores

Rs. 3.60 Crores

Rs. 46.55 Crores

Disbursements, Cumul.

Rs. 2,316.54 Crores

Portfolio at Risk (Including Covid)

18.52 %

Portfolio at Risk (Post Covid)

13.61 %

 

INFORMATION OF NPS – SWAWLAMBAN

As of 30th November, 2025, 24,384 subscribers are enrolled and contributions from 14 subscribers were received for the financial year 2025-26.