Welcome to Samhita Microfinance

Samhita's microfinance program is the entry-level intervention among the full set of Samhita's economic programs. It serves to bring the poorest of the poor, especially in remote regions across Central India, into the fold with financial inclusion services.

Samhita Microfinance began operations in rural Rewa district in Madhya Pradesh in December 2007. A parallel urban microfinance program was begun in the slums of Bhopal in February 2008. Samhita currently runs microfinance services in 23 districts of Madhya Pradesh, Uttar Pradesh, Chhattisgarh and Bihar. Current operational figures are provided in the table below. Samhita also pioneered an intensive Financial Literacy Campaign for all its members.

Indicator June 30, 2024
Loan Clients 46,111
Centers 11,311
Branches 46
Districts 23
Staff 165
Portfolio Outstanding Rs. 96.08 Crores
Disbursements, Cumul. Rs. 2,193.61 Crores
Portfolio at Risk 10.56 %



As of 30th June, 2024, 24,351 subscribers are enrolled and contributions from 15 subscribers was received for the financial year 2024-25.