Samhita's microfinance program is the entry-level intervention among the full set of Samhita's economic programs. It serves to bring the poorest of the poor, especially in remote regions across Central India, into the fold with financial inclusion services.
Samhita Microfinance began operations in rural Rewa district in Madhya Pradesh in December 2007. A parallel urban microfinance program was begun in the slums of Bhopal in February 2008. Samhita currently runs microfinance services in 37 districts of Madhya Pradesh, Uttar Pradesh, Chhattisgarh and Bihar. Current operational figures are provided in the table below. Samhita also pioneered an intensive Financial Literacy Campaign for all its members.
| Indicator | February 28, 2023 |
| Loan Clients | 74,768 |
| Centers | 13,348 |
| Branches | 88 |
| Districts | 37 |
| Staff | 343 |
| Portfolio Outstanding | Rs. 160.93 Crores |
| Disbursements, Cumul. | Rs. 1,998.37 Crores |
| Portfolio at Risk | 6.77 % |
INFORMATION OF NPS – SWAWLAMBAN
As of 31st December, 2022, 24,351 subscribers are enrolled and contributions from 40 subscribers was received for the financial year 2022-23.