Welcome to Samhita Microfinance

Samhita's microfinance program is the entry-level intervention among the full set of Samhita's economic programs. It serves to bring the poorest of the poor, especially in remote regions across Central India, into the fold with financial inclusion services.

Samhita Microfinance began operations in rural Rewa district in Madhya Pradesh in December 2007. A parallel urban microfinance program was begun in the slums of Bhopal in February 2008. Samhita currently runs microfinance services in 37 districts of Madhya Pradesh, Uttar Pradesh, Chhattisgarh and Bihar. Current operational figures are provided in the table below. Samhita also pioneered an intensive Financial Literacy Campaign for all its members.

Indicator December 31, 2022
Loan Clients 74,044
Centers 13,207
Branches 88
Districts 37
Staff 338
Portfolio Outstanding Rs. 146.67 Crores
Disbursements, Cumul. Rs. 1,952.35 Crores
Portfolio at Risk 7.58 %



As of 31st December, 2022, 24,351 subscribers are enrolled and contributions from 40 subscribers was received for the financial year 2022-23.